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S1444.....................................................by TRANSPORTATION
MOTOR VEHICLES - INSURANCE - Amends existing law relating to casualty
insurance contracts for insured motor vehicle operators who are sixty-five
years of age or older to remove the restriction that there shall be no
reduction in premiums for completion of a self-instructed motor vehicle
accident prevention course, or any such course which does not provide for
actual classroom or field driving instruction.
02/11 Senate intro - 1st rdg - to printing
02/12 Rpt prt - to Com/HuRes
03/04 Rpt out - rec d/p - to 2nd rdg
03/05 2nd rdg - to 3rd rdg
03/07 3rd rdg - PASSED - 33-1-1
AYES -- Andreason, Boatright, Branch(Bartlett), Brandt, Bunderson,
Burtenshaw, Cameron, Darrington, Deide, Dunklin, Frasure, Geddes,
Goedde, Hawkins, Hill, Ingram, Ipsen, Keough, Little, Lodge, Marley,
Noh, Richardson, Risch, Sandy, Schroeder, Sims, Sorensen, Stegner,
Stennett, Thorne, Wheeler, Williams
NAYS -- Davis
Absent and excused -- King-Barrutia
Floor Sponsor - Ingram
Title apvd - to House
03/08 House intro - 1st rdg - to Bus
03/12 Rpt out - rec d/p - to 2nd rdg
03/13 2nd rdg - to 3rd rdg
Rls susp - PASSED - 53-15-2
AYES -- Aikele, Barraclough, Barrett, Bedke, Bell, Bieter, Black,
Block, Boe, Bolz, Bradford, Bruneel, Campbell, Clark, Collins, Crow,
Deal, Denney, Ellsworth, Eskridge, Field(13), Field(20), Gagner,
Gould, Hammond, Henbest, Higgins, Jaquet, Kellogg, Kunz, Lake,
Langford, Loertscher, Martinez, Meyer, Montgomery, Mortensen,
Pischner, Pomeroy, Raybould, Robison, Schaefer, Sellman, Shepherd,
Smith(33), Smith(23), Stevenson, Stone, Trail, Wheeler, Wood, Young,
Mr. Speaker
NAYS -- Callister, Ellis, Hadley, Harwood, Hornbeck, Jones, Kendell,
McKague, Moyle, Pearce, Ridinger, Roberts, Sali, Smylie, Tilman
Absent and excused -- Cuddy, Mader
Floor Sponsor - Gagner
Title apvd - to Senate
03/13 To enrol
03/14 Rpt enrol - Pres signed
Sp signed
03/15 To Governor
03/27 Governor signed
Session Law Chapter 368
Effective: 07/01/02
|||| LEGISLATURE OF THE STATE OF IDAHO ||||
Fifty-sixth Legislature Second Regular Session - 2002
IN THE SENATE
SENATE BILL NO. 1444
BY TRANSPORTATION COMMITTEE
1 AN ACT
2 RELATING TO CASUALTY INSURANCE CONTRACTS AND DISCOUNT FOR CERTAIN AGE GROUPS;
3 AMENDING SECTION 41-2515, IDAHO CODE, TO REMOVE THE RESTRICTION THAT THERE
4 SHALL BE NO REDUCTION IN PREMIUMS FOR COMPLETION OF A SELF-INSTRUCTED
5 MOTOR VEHICLE ACCIDENT PREVENTION COURSE OR ANY SUCH COURSE WHICH DOES NOT
6 PROVIDE FOR ACTUAL CLASSROOM OR FIELD DRIVING INSTRUCTION, TO PROVIDE
7 PROPER TERMINOLOGY AND TO MAKE A TECHNICAL CORRECTION.
8 Be It Enacted by the Legislature of the State of Idaho:
9 SECTION 1. That Section 41-2515, Idaho Code, be, and the same is hereby
10 amended to read as follows:
11 41-2515. DISCOUNT FOR CERTAIN AGE GROUPS. (1) Any insurer offering for
12 sale an automobile insurance policy, as policy is defined in subsection (a) of
13 section 41-2506, Idaho Code, in which there is insured a principal operator
14 who is sixty-five (65) years of age or older, shall provide for an appropriate
15 reduction in premium charges for liability, medical payments and collision
16 coverages if the principal operator sixty-five (65) years of age or older has
17 successfully completed a motor vehicle accident prevention course which meets
18 criteria established by the motor vehicle bureau of the transportation depart-
19 ment. However, there shall be no reduction in premiums for completion of a
20 self-instructed course or a course which does not provide for actual classroom
21 or field driving instruction. Any discount used by an insurer shall be pre-
22 sumed appropriate unless credible evidence data demonstrates otherwise.
23 (2) Upon successful completion of an approved motor vehicle accident pre-
24 vention course, each participant shall be issued, by the course's sponsoring
25 entity, a certificate of completion which shall be the basis of the qualifica-
26 tion for the discount on the automobile insurance.
27 (3) The premium reduction required in this section shall be effective for
28 an insured for a three (3) year period after successful completion of the
29 approved course, except that the insurer may require, as a condition of pro-
30 viding and maintaining the discount, that the insured for a three (3) year
31 period after course completion, not be involved in an accident for which the
32 insured is at fault or be found guilty of a moving traffic violation.
33 (4) The provisions of this section shall not apply in the event the
34 approved course is specified by a court or other governmental entity resulting
35 from a moving traffic violation.
36 (5) Each participant shall take an approved course every three (3) years
37 to continue to be eligible for the reduction in premiums.
38 (6) Nothing in the provisions of this section shall be deemed to prohibit
39 an insurer from canceling or not renewing an automobile insurance policy for
40 grounds enumerated in section 41-2507, Idaho Code, or in chapter 25, title 41,
41 Idaho Code.
42 (7) The provisions of this section shall not apply in the event that such
43 an insurer offers a premium reduction which is substantially comparable to the
2
1 premium reduction required in this section and in no event shall such insurer
2 be required to provide both comparable premium reductions on a cumulative
3 basis.
STATEMENT OF PURPOSE
RS 11822
The purpose of this change is to allow drivers statewide access
to motor vehicle accident prevention courses, and open the
potential for alternatives to classroom or field driving
instruction, such as on-line courses, as approved by the Idaho
Transportation Department’s Division of Motor Vehicles. Use of
alternative delivery methods (ADM) for training, will offer access
and convenience to drivers in remote locations and provide
opportunities to enhance and promote knowledge of safer driving
practices along with the added benefit of reduction in premiums
for those that qualify.
FISCAL IMPACT
contact
Name: Senator Cecil Ingram
Phone: 208—332—1332
STATEMENT OF PURPOSE/FISCAL NOTE S 1444