Print Friendly SENATE BILL NO. 1236 – Minor/driver licns revoked/insurnce
SENATE BILL NO. 1236
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S1236................................................by JUDICIARY AND RULES
MINORS - AUTOMOBILE INSURANCE - Adds to existing law to provide that an
insurer may not rely on the suspension, revocation or cancellation of a
minor's driving privileges as the sole reason to cancel, deny or not renew
the automobile insurance policy of the minor or a parent, guardian or legal
custodian of the minor unless the points or offense on the minor's driving
record would be reason to cancel the policy.
01/27 Senate intro - 1st rdg - to printing
01/28 Rpt prt - to Com/HuRes
]]]] LEGISLATURE OF THE STATE OF IDAHO ]]]]
Fifty-seventh Legislature Second Regular Session - 2004
IN THE SENATE
SENATE BILL NO. 1236
BY JUDICIARY AND RULES COMMITTEE
1 AN ACT
2 RELATING TO AUTOMOBILE INSURANCE; AMENDING CHAPTER 25, TITLE 41, IDAHO CODE,
3 BY THE ADDITION OF A NEW SECTION 41-2517, IDAHO CODE, TO PROVIDE THE
4 EFFECT OF SUSPENSION, CANCELLATION OR REVOCATION OF A MINOR'S DRIVING
5 PRIVILEGES ON AN AUTOMOBILE INSURANCE POLICY.
6 Be It Enacted by the Legislature of the State of Idaho:
7 SECTION 1. That Chapter 25, Title 41, Idaho Code, be, and the same is
8 hereby amended by the addition thereto of a NEW SECTION, to be known and des-
9 ignated as Section 41-2517, Idaho Code, and to read as follows:
10 41-2517. CANCELLATION OF A MINOR'S DRIVING PRIVILEGES. An insurer may not
11 use or rely on the suspension, revocation or cancellation of a minor's driving
12 privileges pursuant to chapter 3, title 49, Idaho Code, as the sole reason to
13 cancel, deny, or not renew the automobile insurance policy of the minor or a
14 parent, guardian or legal custodian of the minor unless the points or offense
15 on the minor's driving record, separate from a suspension, revocation or can-
16 cellation pursuant to chapter 3, title 49, Idaho Code, would be a reason to
17 cancel, deny or not renew the policy.
STATEMENT OF PURPOSE
The purpose of this legislation is to primarily maintain
insurance for the parent or guardian of a minor child that
operates a motor vehicle, even though coverage for the minor is
terminated. There have been instances when a minor has had their
drivers license or privileges suspended and the insurance
provider has used to terminate all insurance coverage. As a
result substantially more expensive insurance has been required
to be purchased. This legislation still allows for the
termination of insurance for the minor or alternatively for the
parent/guardian and minor if such is made for offense under Idaho
No fiscal impact is projected.
Name: Senator Bart M. Davis
Phone: (208) 332-1305
STATEMENT OF PURPOSE/FISCAL NOTE S 1236