2006 Legislation
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HOUSE BILL NO. 462 – MV insurance discount, age 55


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Bill Status

H0462.........................................by TRANSPORTATION AND DEFENSE
MOTOR VEHICLE INSURANCE - Amends existing law to reduce the eligibility age
for certain automobile insurance policy discounts from sixty-five years of
age to fifty-five years of age.
01/25    House intro - 1st rdg - to printing
01/26    Rpt prt - to Transp
01/31    Rpt out - rec d/p - to 2nd rdg
02/01    2nd rdg - to 3rd rdg
02/02    3rd rdg - PASSED - 66-1-3
      AYES -- Anderson, Andrus, Barraclough, Barrett, Bastian, Bayer,
      Bedke, Bell, Bilbao, Boe, Bolz, Brackett, Chadderdon, Clark, Collins,
      Crow, Deal, Denney, Edmunson, Ellsworth, Eskridge, Field(18),
      Field(23), Garrett, Hart, Harwood, Henbest(Bock), Henderson, Jaquet,
      Kemp, Lake, LeFavour, Loertscher, Martinez, Mathews, McGeachin,
      McKague, Miller, Mitchell, Moyle, Nielsen, Nonini, Pasley-Stuart,
      Pence, Raybould, Ring, Ringo, Roberts, Rusche, Rydalch, Sali, Sayler,
      Schaefer, Shepherd(2), Shepherd(8), Shirley, Skippen, Smith(30),
      Smith(24), Smylie, Snodgrass, Stevenson, Trail, Wills, Wood, Mr.
      NAYS -- Cannon
      Absent and excused -- Black, Block, Bradford
    Floor Sponsor - Smith(24)
    Title apvd - to Senate
02/03    Senate intro - 1st rdg - to Transp
02/17    Rpt out - rec d/p - to 2nd rdg
02/20    2nd rdg - to 3rd rdg
03/02    3rd rdg - PASSED - 35-0-0
      AYES -- Andreason, Brandt, Broadsword, Bunderson, Burkett,
      Burtenshaw, Cameron, Coiner, Compton, Corder, Darrington, Davis,
      Fulcher, Gannon, Geddes, Goedde, Hill, Jorgenson, Kelly, Keough,
      Langhorst, Little, Lodge, Malepeai, Marley, McGee, McKenzie, Pearce,
      Richardson, Schroeder, Stegner, Stennett, Sweet, Werk, Williams
      NAYS -- None
      Absent and excused -- None
    Floor Sponsor - McKenzie
    Title apvd - to House
03/03    To enrol
03/06    Rpt enrol - Sp signed
03/07    Pres signed
03/08    To Governor
03/11    Governor signed
         Session Law Chapter 30
         Effective: 07/01/06

Bill Text

  ]]]]              LEGISLATURE OF THE STATE OF IDAHO             ]]]]
 Fifty-eighth Legislature                   Second Regular Session - 2006
                              IN THE HOUSE OF REPRESENTATIVES
                                     HOUSE BILL NO. 462
  1                                        AN ACT
  4        DISCOUNTS.
  5    Be It Enacted by the Legislature of the State of Idaho:
  6        SECTION  1.  That  Section 41-2515, Idaho Code, be, and the same is hereby
  7    amended to read as follows:
  8        41-2515.  DISCOUNT FOR CERTAIN AGE GROUPS. (1) Any  insurer  offering  for
  9    sale an automobile insurance policy, as policy is defined in subsection (a) of
 10    section  41-2506,  Idaho  Code, in which there is insured a principal operator
 11    who is sixtyfifty-five (655) years of age  or  older,  shall  provide  for  an
 12    appropriate  reduction  in premium charges for liability, medical payments and
 13    collision coverages if the principal operator sixtyfifty-five (655)  years  of
 14    age  or  older  has successfully completed a motor vehicle accident prevention
 15    course which meets criteria established by the transportation department.  Any
 16    discount used by an insurer shall be presumed appropriate unless credible evi-
 17    dence data demonstrates otherwise.
 18        (2)  Upon successful completion of an approved motor vehicle accident pre-
 19    vention  course,  each participant shall be issued, by the course's sponsoring
 20    entity, a certificate of completion which shall be the basis of the qualifica-
 21    tion for the discount on the automobile insurance.
 22        (3)  The premium reduction required in this section shall be effective for
 23    an insured for a three (3) year period  after  successful  completion  of  the
 24    approved  course,  except that the insurer may require, as a condition of pro-
 25    viding and maintaining the discount, that the insured for  a  three  (3)  year
 26    period  after  course completion, not be involved in an accident for which the
 27    insured is at fault or be found guilty of a moving traffic violation.
 28        (4)  The provisions of this section shall  not  apply  in  the  event  the
 29    approved course is specified by a court or other governmental entity resulting
 30    from a moving traffic violation.
 31        (5)  Each  participant shall take an approved course every three (3) years
 32    to continue to be eligible for the reduction in premiums.
 33        (6)  Nothing in the provisions of this section shall be deemed to prohibit
 34    an insurer from canceling or not renewing an automobile insurance  policy  for
 35    grounds enumerated in section 41-2507, Idaho Code, or in chapter 25, title 41,
 36    Idaho Code.
 37        (7)  The provisions of this section shall not apply in the event that such
 38    an insurer offers a premium reduction which is substantially comparable to the
 39    premium  reduction required in this section and in no event shall such insurer
 40    be required to provide both comparable  premium  reductions  on  a  cumulative
 41    basis.

Statement of Purpose / Fiscal Impact

    REVISED         REVISED          REVISED          REVISED


                      STATEMENT OF PURPOSE

This legislation changes the age, when a driver may qualify for
    insurance premium discounts, from 65 years to 55 years.

                          FISCAL NOTE

No fiscal impact.

Name:  Rep. Leon Smith 
Phone: 332-1000
Name:  Sen. Curt McKenzie

STATEMENT OF PURPOSE/FISCAL NOTE                         H 462