2007 Legislation
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HOUSE BILL NO. 111 – Insurance marketing, practices

HOUSE BILL NO. 111

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Bill Status



H0111...........................................................by BUSINESS
INSURANCE - Amends existing law to prohibit dishonest or predatory
insurance practices related to marketing or sales to United States armed
forces service members; and to authorize the director of the Department of
Insurance to promulgate rules.
                                                                        
02/06    House intro - 1st rdg - to printing
02/07    Rpt prt - to Bus
02/28    Rpt out - rec d/p - to 2nd rdg
03/01    2nd rdg - to 3rd rdg
03/02    3rd rdg - PASSED - 65-0-5
      AYES -- Anderson, Andrus, Barrett, Bayer, Bedke, Bell, Bilbao, Black,
      Block, Bock, Boe, Bolz, Brackett, Bradford, Chadderdon, Chavez, Chew,
      Clark, Collins, Crane, Durst, Eskridge, Hagedorn, Hart, Henbest,
      Jaquet, Killen, King, Kren, Lake, LeFavour, Loertscher, Luker,
      Marriott, Mathews, McGeachin, Mortimer, Moyle, Nielsen,
      Pasley-Stuart, Patrick, Pence, Raybould, Ring, Ringo, Roberts,
      Ruchti, Rusche, Sayler, Schaefer, Shepherd(2), Shepherd(8), Shirley,
      Shively, Smith(30), Smith(24), Snodgrass, Stevenson, Thayn, Trail,
      Vander Woude, Wills, Wood(27), Wood(35), Mr. Speaker
      NAYS -- None
      Absent and excused -- Edmunson, Harwood, Henderson, Labrador, Nonini
    Floor Sponsor - Snodgrass
    Title apvd - to Senate
03/05    Senate intro - 1st rdg - to Com/HuRes
03/16    Rpt out - rec d/p - to 2nd rdg
03/19    2nd rdg - to 3rd rdg
03/21    3rd rdg - PASSED - 35-0-0
      AYES -- Andreason, Bair, Bastian, Bilyeu, Broadsword, Burkett,
      Cameron, Coiner, Corder, Darrington, Davis, Fulcher, Gannon, Geddes,
      Goedde, Hammond, Heinrich, Hill, Jorgenson, Kelly, Keough, Langhorst,
      Little, Lodge, Malepeai, McGee, McKague, McKenzie, Pearce,
      Richardson, Schroeder, Siddoway, Stegner, Stennett, Werk
      NAYS -- None
      Absent and excused -- None
    Floor Sponsor - Cameron
    Title apvd - to House
03/22    To enrol - Rpt enrol - Sp signed
03/23    Pres signed
03/26    To Governor
03/29    Governor signed
         Session Law Chapter 271
         Effective: 07/01/07

Bill Text


                                                                        
                                                                        
  ]]]]              LEGISLATURE OF THE STATE OF IDAHO             ]]]]
 Fifty-ninth Legislature                   First Regular Session - 2007
                                                                        
                                                                        
                              IN THE HOUSE OF REPRESENTATIVES
                                                                        
                                     HOUSE BILL NO. 111
                                                                        
                                   BY BUSINESS COMMITTEE
                                                                        
  1                                        AN ACT
  2    RELATING TO INSURANCE; AMENDING SECTION 41-1302, IDAHO CODE, TO PROHIBIT  DIS-
  3        HONEST  OR  PREDATORY INSURANCE PRACTICES RELATED TO MARKETING OR SALES TO
  4        UNITED STATES ARMED FORCES SERVICE MEMBERS AND TO AUTHORIZE  THE  DIRECTOR
  5        OF THE DEPARTMENT OF INSURANCE TO PROMULGATE RULES.
                                                                        
  6    Be It Enacted by the Legislature of the State of Idaho:
                                                                        
  7        SECTION  1.  That  Section 41-1302, Idaho Code, be, and the same is hereby
  8    amended to read as follows:
                                                                        
  9        41-1302.  UNFAIR METHODS OF COMPETITION AND DECEPTIVE ACT PROHIBITED.  (1)
 10    No person shall engage in this state in any trade practice which is prohibited
 11    in this chapter, or defined in this chapter as, or determined pursuant to this
 12    chapter  to  be, an unfair method of competition or an unfair or deceptive act
 13    or practice in the business of insurance.
 14        (2)  No person shall engage in dishonest or predatory insurance  practices
 15    in  marketing  or  sales  of insurance to service members of the United States
 16    armed forces. Notwithstanding any other provision of title 41, Idaho Code, the
 17    director may promulgate rules to define dishonest, unfair, deceptive or preda-
 18    tory military sales practices.

Statement of Purpose / Fiscal Impact



                       STATEMENT OF PURPOSE

                             RS 16849

This proposal amends existing law to authorize the Director of the
Department of Insurance to promulgate rules to protect members of
the Armed Forces from unscrupulous insurance sales practices.  The
amendment will allow Idaho to work collectively with other states
and the U.S. Secretary of Defense to develop and adopt protection
standards to comply with the federal Military Personnel Financial
Services Protection Act (Public Law 109-290).


                           FISCAL NOTE

No fiscal impact.




Contact
Name:     Bill Deal, Department of Insurance 
Phone:    334-4200  


STATEMENT OF PURPOSE/FISCAL NOTE                         H 111