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S1107.......................................by COMMERCE AND HUMAN RESOURCES INSURANCE - Amends existing law relating to the insurance trade to revise terminology relating to discrimination for hospital or medical insurance. 02/09 Senate intro - 1st rdg - to printing 02/12 Rpt prt - to Com/HuRes 02/23 Rpt out - rec d/p - to 2nd rdg 02/26 2nd rdg - to 3rd rdg 03/01 3rd rdg - PASSED - 26-6-3 AYES -- Andreason, Bair, Bastian, Bilyeu, Cameron, Corder, Darrington, Davis, Fulcher, Gannon, Geddes, Goedde, Hammond, Heinrich, Hill, Jorgenson, Little, Lodge, McGee, McKague, McKenzie, Pearce, Richardson, Schroeder, Siddoway, Stegner NAYS -- Broadsword, Kelly, Keough, Langhorst, Malepeai, Werk Absent and excused -- Burkett, Coiner, Stennett Floor Sponsor - Cameron Title apvd - to House 03/02 House intro - 1st rdg - to Bus 03/08 Rpt out - rec d/p - to 2nd rdg 03/09 2nd rdg - to 3rd rdg 03/12 3rd rdg 03/14 FAILED - 26-44-0 AYES -- Bayer, Bedke, Bell, Bilbao, Black, Block, Chadderdon, Collins, Edmunson, Hagedorn, Henderson, Killen, Moyle, Nonini, Patrick, Ring, Roberts, Rusche, Schaefer, Smith(30), Smith(24), Snodgrass, Stevenson, Thayn, Wills, Wood(27) NAYS -- Anderson, Andrus, Barrett, Bock, Boe, Bolz, Brackett, Bradford, Chavez, Chew, Clark, Crane, Durst, Eskridge, Hart, Harwood, Henbest, Jaquet, King, Kren, Labrador, Lake, LeFavour, Loertscher, Luker, Marriott, Mathews, McGeachin, Mortimer, Nielsen, Pasley-Stuart, Pence, Raybould, Ringo, Ruchti, Sayler, Shepherd(2), Shepherd(8), Shirley, Shively, Trail, Vander Woude, Wood(35), Mr. Speaker Absent and excused -- None Floor Sponsor - Rusche Ret'd to Senate Filed in Office of the Secretary of Senate
]]]] LEGISLATURE OF THE STATE OF IDAHO ]]]] Fifty-ninth Legislature First Regular Session - 2007IN THE SENATE SENATE BILL NO. 1107 BY COMMERCE AND HUMAN RESOURCES COMMITTEE 1 AN ACT 2 RELATING TO INSURANCE TRADE PRACTICES; AMENDING SECTION 41-1313, IDAHO CODE, 3 TO REVISE DESCRIPTIVE LANGUAGE, TO REVISE TERMINOLOGY AND TO PROVIDE CODE 4 REFERENCES. 5 Be It Enacted by the Legislature of the State of Idaho: 6 SECTION 1. That Section 41-1313, Idaho Code, be, and the same is hereby 7 amended to read as follows: 8 41-1313. UNFAIR DISCRIMINATION -- LIFE INSURANCE, ANNUITIES,ANDDISABIL- 9 ITY INSURANCE, HOSPITAL OR MEDICAL INSURANCE, AND HEALTH BENEFIT PLANS. (1) No 10 person shall make or permit any unfair discrimination between individuals of 11 the same class and equal expectation of life in the rates charged for any con- 12 tract of life insurance or of life annuity or in the dividends or other bene- 13 fits payable thereon, or in any other of the terms and conditions of such con- 14 tract. 15 (2) No person shall make or permit any unfair discrimination between 16 individuals of the same class and of essentially the same hazard in the amount 17 of premium, policy fees, or rates charged for any policy or contract of dis- 18 ability insurance or in the benefits payable thereunder, or in any of the 19 terms or conditions of such contract, or in any other manner whatever. 20 (3) No person shall discriminate on the basis of a genetic test or pri- 21 vate genetic information, as those terms are defined in section 39-8302, Idaho 22 Code, in the issuance of coverage, or the fixing of rates, terms or condi- 23 tions, for any policy or contract ofdisabilityhospital or medical insurance 24 or any health benefit plan as defined in sections 41-4703(15) and 41-5203(12), 25 Idaho Code.
STATEMENT OF PURPOSE RS 16956 The purpose of this legislation is to make a technical correction to section 41-1313, Idaho Code, which was created by the passage of Senate Bill 1423 in 2006. As defined in sections 41-4703(15) and 41-5203(12), Idaho Code, the term "health benefit plan" refers to hospital and medical insurance, and specifically excludes long term care and disability income insurance policies. SB 1423 used the term "disability insurance," which under Idaho law may be read broadly to include not only insurance for hospital and medical expenses, but also individually purchased financial products such as long term care and income protection insurance. The proposed amendment corrects this oversight that inadvertently broadened the original intended scope of SB 1423, while preserving the originally intended application of the bill. FISCAL NOTE No fiscal impact to the State general fund. Contact: NAME: Steven J. Tobiason PHONE:(208) 342-4545 STATEMENT OF PURPOSE S 1107