Idaho Statutes
pecnv.out

TITLE 28
COMMERCIAL TRANSACTIONS
CHAPTER 45
REMEDIES AND PENALTIES
PART 4.
CRIMINAL PENALTIES
28-45-402.  Disclosure violations. (1) A person is guilty of a misdemeanor and upon conviction may be sentenced to pay a fine not exceeding five thousand dollars ($5,000), or to imprisonment not exceeding one (1) year, or both, if he willfully and knowingly:
(a)  Gives false or inaccurate information or fails to provide information which he is required to disclose under the Federal Consumer Credit Protection Act;
(b)  Uses any rate table or chart, the use of which is authorized by the provisions of the Federal Consumer Credit Protection Act, in a manner which consistently understates the annual percentage rate determined according to those provisions; or
(c)  Otherwise fails to comply with any requirement of the provisions on disclosure of the Federal Consumer Credit Protection Act.
(2)  The criminal liability of a person under this section is in lieu of and not in addition to his criminal liability under the Federal Consumer Credit Protection Act; no prosecution of a person with respect to the same violation may be maintained pursuant to both this section and the Federal Consumer Credit Protection Act.

History:
[28-45-402, added 1983, ch. 119, sec. 3, p. 300.]


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