TITLE 41

INSURANCE

CHAPTER 18

THE INSURANCE CONTRACT

41-1845.  Recreational-related activities. (1) No company providing health insurance benefits may:

(a)  Deny health care coverage to any individual based solely on that individual’s casual or nonprofessional participation in the following activities: motorcycling, snowmobiling, off-highway vehicle riding, skiing, snowboarding, horseback riding or similar activities; or

(b)  Exclude medical benefits under health care coverage to any covered individual based solely on that individual’s casual or nonprofessional participation in the following activities: motorcycling, snowmobiling, off-highway vehicle riding, skiing, snowboarding, horseback riding or similar activities.

(2)  Nothing in this section shall preclude, alter or otherwise affect the subrogation rights of companies providing health insurance benefits.

History:

[41-1845, added 2003, ch. 303, sec. 1, p. 833.]