Born in Boise, Idaho; attended North Idaho College and College of Idaho; graduate NW Ag Credit School-Washington State University; graduate Pacific Coast Banking School-University of Washington; graduate-General Banking, American Institute of Banking (AIB); Canyon Highway District #4 Commissioner-Chair; ten years in private sector — president of engineered wood products and commercial development company; 30 years in banking — corporate and executive management; member First Church of the Nazarene; serve on the Economic Outlook & Revenue Assessment Committee, the Credit Rating Enhancement Committee, and the Idaho Public Safety Communication Commission; spouse: Arlene; two children; six grandchildren.