2003 Legislation
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SENATE BILL NO. 1051 – Insurance benefit/recreatn activity

SENATE BILL NO. 1051

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View Statement of Purpose / Fiscal Impact



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Daily Data Tracking History



S1051aaH....................................by COMMERCE AND HUMAN RESOURCES
INSURANCE CONTRACTS - Adds to existing law to specify health insurance
benefits for recreational-related activities.
                                                                        
01/31    Senate intro - 1st rdg - to printing
02/03    Rpt prt - to Com/HuRes
02/21    Rpt out - rec d/p - to 2nd rdg
02/24    2nd rdg - to 3rd rdg
02/27    3rd rdg - PASSED - 21-13-1
      AYES -- Andreason, Bailey, Brandt, Burkett, Calabretta, Compton,
      Darrington, Geddes, Goedde, Ingram, Kennedy, Lodge, Malepeai, Marley,
      McWilliams, Noble, Noh, Schroeder, Stennett, Werk, Williams
      NAYS -- Bunderson, Burtenshaw, Cameron, Gannon, Hill, Keough, Little,
      McKenzie, Pearce, Richardson, Sorensen, Stegner, Sweet
      Absent and excused -- Davis
    Floor Sponsors - Goedde & Stennett
    Title apvd - to House
02/28    House intro - 1st rdg - to Bus
03/14    Rpt out - to Gen Ord
03/28    Rpt out amen - to 1st rdg as amen
03/31    1st rdg - to 2nd rdg as amen
04/01    2nd rdg - to 3rd rdg as amen
04/02    3rd rdg as amen - PASSED - 67-1-2
      AYES -- Andersen, Barraclough, Barrett, Bauer, Bedke, Bell, Bieter,
      Black, Block, Boe, Bolz, Bradford, Campbell, Cannon, Clark, Collins,
      Crow, Cuddy, Deal, Denney, Douglas, Eberle, Edmunson, Ellsworth,
      Eskridge, Field(18), Field(23), Gagner, Garrett, Harwood, Henbest,
      Jaquet, Jones, Kellogg, Lake, Langford, Langhorst, Martinez,
      McGeachin, McKague, Meyer, Miller, Mitchell, Moyle, Naccarato,
      Nielsen, Raybould, Ridinger, Ring, Ringo, Roberts, Robison, Rydalch,
      Sali, Sayler, Schaefer, Shepherd, Shirley, Skippen, Smith(30),
      Smith(24), Smylie, Snodgrass, Tilman, Wills, Wood, Mr. Speaker
      NAYS -- Kulczyk
      Absent and excused -- Stevenson, Trail
    Floor Sponsor - Meyer
    Title apvd - to Senate
04/03    Senate concurred in House amens - to engros
04/04    Rpt engros - 1st rdg - to 2nd rdg as amen
04/07    2nd rdg - to 3rd rdg as amen
04/09    3rd rdg as amen - PASSED - 32-2-1
      AYES -- Andreason, Bailey, Brandt, Bunderson, Burkett, Burtenshaw,
      Calabretta, Cameron, Compton, Darrington, Davis, Gannon, Geddes,
      Goedde, Hill, Ingram, Kennedy, Keough, Lodge, Malepeai(Kumm), Marley,
      McKenzie, McWilliams, Noh, Pearce, Richardson, Schroeder, Sorensen,
      Stennett, Sweet, Werk, Williams
      NAYS -- Little, Stegner
      Absent and excused -- Noble
    Floor Sponsors - Goedde & Stennett
    Title apvd - to enrol
04/10    Rpt enrol - Pres signed
04/14    Sp signed
04/15    To Governor
04/18    Governor signed
         Session Law Chapter 303
         Effective: 07/01/03

Bill Text


                                                                        
                                                                        
  ||||              LEGISLATURE OF THE STATE OF IDAHO             ||||
 Fifty-seventh Legislature                 First Regular Session - 2003
                                                                        
                                                                        
                                       IN THE SENATE
                                                                        
                                    SENATE BILL NO. 1051
                                                                        
                         BY COMMERCE AND HUMAN RESOURCES COMMITTEE
                                                                        
  1                                        AN ACT
  2    RELATING TO INSURANCE CONTRACTS; AMENDING CHAPTER 18, TITLE 41, IDAHO CODE, BY
  3        THE ADDITION OF A NEW SECTION 41-1845, IDAHO CODE, TO SPECIFY UNFAIR METH-
  4        ODS OF COMPETITION AND UNFAIR OR DECEPTIVE ACTS OR PRACTICES.
                                                                        
  5    Be It Enacted by the Legislature of the State of Idaho:
                                                                        
  6        SECTION 1.  That Chapter 18, Title 41, Idaho Code, be,  and  the  same  is
  7    hereby  amended by the addition thereto of a NEW SECTION, to be known and des-
  8    ignated as Section 41-1845, Idaho Code, and to read as follows:
                                                                        
  9        41-1845.  UNFAIR METHODS OF COMPETITION AND UNFAIR OR  DECEPTIVE  ACTS  OR
 10    PRACTICES.  The  following  are  defined  as unfair methods of competition and
 11    unfair or deceptive acts or practices in the business of insurance:
 12        (1)  Denying health care coverage to any individual based solely  on  that
 13    individual's  casual or nonprofessional participation in the following activi-
 14    ties:  motorcycling,  snowmobiling,  off-highway   vehicle   riding,   skiing,
 15    snowboarding, horseback riding or similar activities; or
 16        (2)  Excluding  medical benefits under health care coverage to any covered
 17    individual based solely on that individual's casual or nonprofessional partic-
 18    ipation in the following activities: motorcycling,  snowmobiling,  off-highway
 19    vehicle riding, skiing, snowboarding, horseback riding or similar activities.

Amendment


                                                                        
                                                                        
  ||||              LEGISLATURE OF THE STATE OF IDAHO             ||||
 Fifty-seventh Legislature                 First Regular Session - 2003
                                                                        
                                                                        
                                                     Moved by    Meyer               
                                                                        
                                                     Seconded by Deal                
                                                                        
                                                                        
                              IN THE HOUSE OF REPRESENTATIVES
                              HOUSE AMENDMENT TO S.B. NO. 1051
                                                                        
  1                                AMENDMENT TO SECTION 1
  2        On page 1 of the printed bill, delete lines 9 through 19 and insert:
  3        "41-1845.  RECREATIONAL-RELATED  ACTIVITIES.  (1)  No  company   providing
  4    health insurance benefits may:
  5        (a)  Deny  health  care  coverage  to  any individual based solely on that
  6        individual's casual or  nonprofessional  participation  in  the  following
  7        activities:  motorcycling,  snowmobiling, off-highway vehicle riding, ski-
  8        ing, snowboarding, horseback riding or similar activities; or
  9        (b)  Exclude medical benefits under health care coverage  to  any  covered
 10        individual  based  solely  on  that individual's casual or nonprofessional
 11        participation in the  following  activities:  motorcycling,  snowmobiling,
 12        off-highway vehicle riding, skiing, snowboarding, horseback riding or sim-
 13        ilar activities.
 14        (2)  Nothing in this section shall preclude, alter or otherwise affect the
 15    subrogation rights of companies providing health insurance benefits.".
                                                                        
 16                                 CORRECTION TO TITLE
 17        On  page  1,  in  line 3, delete "UNFAIR METH-", delete line 4 and insert:
 18    "BENEFITS FOR RECREATIONAL-RELATED ACTIVITIES.".

Engrossed Bill (Original Bill with Amendment(s) Incorporated)


                                                                        
                                                                        
  ||||              LEGISLATURE OF THE STATE OF IDAHO             ||||
 Fifty-seventh Legislature                 First Regular Session - 2003
                                                                        
                                                                        
                                       IN THE SENATE
                                                                        
                       SENATE BILL NO. 1051, As Amended in the House
                                                                        
                         BY COMMERCE AND HUMAN RESOURCES COMMITTEE
                                                                        
  1                                        AN ACT
  2    RELATING TO INSURANCE CONTRACTS; AMENDING CHAPTER 18, TITLE 41, IDAHO CODE, BY
  3        THE ADDITION OF A NEW SECTION 41-1845, IDAHO CODE, TO SPECIFY BENEFITS FOR
  4        RECREATIONAL-RELATED ACTIVITIES.
                                                                        
  5    Be It Enacted by the Legislature of the State of Idaho:
                                                                        
  6        SECTION 1.  That Chapter 18, Title 41, Idaho Code, be,  and  the  same  is
  7    hereby  amended by the addition thereto of a NEW SECTION, to be known and des-
  8    ignated as Section 41-1845, Idaho Code, and to read as follows:
                                                                        
  9        41-1845.  RECREATIONAL-RELATED ACTIVITIES. (1) No company providing health
 10    insurance benefits may:
 11        (a)  Deny health care coverage to any  individual  based  solely  on  that
 12        individual's  casual  or  nonprofessional  participation  in the following
 13        activities: motorcycling, snowmobiling, off-highway vehicle  riding,  ski-
 14        ing, snowboarding, horseback riding or similar activities; or
 15        (b)  Exclude  medical  benefits  under health care coverage to any covered
 16        individual based solely on that  individual's  casual  or  nonprofessional
 17        participation  in  the  following  activities: motorcycling, snowmobiling,
 18        off-highway vehicle riding, skiing, snowboarding, horseback riding or sim-
 19        ilar activities.
 20        (2)  Nothing in this section shall preclude, alter or otherwise affect the
 21    subrogation rights of companies providing health insurance benefits.

Statement of Purpose / Fiscal Impact


                       STATEMENT OF PURPOSE
                                 
                                           RS 12439C1
                                 
                                     This legislation defines as an unfair method of competition
      and an unfair or deceptive act or practice in the business
      of insurance the denial of health care coverage to any
      individual, or the exclusion of medical benefits under
      health care coverage to any covered individual, based
      solely on that individual s casual or nonprofessional
      participation in skiing, snowboarding, off-highway vehicle
      riding, or horseback riding, motorcycling, snowmobiling or
      similar activities.
      
      
      
      
      
                            FISCAL IMPACT
                                 
                                     None to the General Fund.
      
      
      
      
      
      
      
      
      
      
      
      
      
      
      
      
      
      
      
         CONTACT
         Idaho Ski Areas Association
                          Name:  Skip Smyser
                                 Phone: 342 0777
                                 Name:  Ed Lodge
                                 Phone: 342 0777
                    
                STATEMENT OF PURPOSE/FISCAL NOTE                  S 1051